Prove-it-or-remove-it credit restoration · $0 upfront

We don’t do pay-for-delete. We make them prove it — or remove it.

You sign up. We do everything else — auditing your report, disputing inaccurate, unverifiable, and obsolete items, and tracking every bureau response. Our service is free — the only thing you pay for is the required credit monitoring through MyFreeScoreNow ($1 7-day trial, then $29.95/mo, billed by and cancellable with them).

3
bureaus audited every round
4.9★
average client rating
$0
upfront fees — ever
Person reviewing their credit report
BUILT TO BE TRUSTED
Metro 2® compliance standard
$$0 fees to ScoreBoost — monitoring billed separately
🔒Bank-level encryption
3-business-day cancellation
Rated 4.9★ by clients

Full service. All the work, done for you.

No DIY software, no letter templates. Our team does everything on the backend.
01

We audit your report

All 3 bureaus reviewed against the Metro 2® standard — every negative item that fails compliance gets flagged.

02

We challenge every item

Collections, charge-offs, late payments, repossessions — disputes prepared, mailed, and tracked for you.

03

You see the proof

Every round ends with a before/after report diff: deleted, corrected, or verified. That's the only thing you're billed on.

The ScoreBoost team helping a client

Our service is free.

ScoreBoost charges no signup fee and no fees for auditing, disputing, or results. The only thing you pay for is the required MyFreeScoreNow credit-monitoring subscription ($1 7-day trial, then $29.95/mo) — your own subscription, billed by MyFreeScoreNow, not us, and cancellable with them anytime. You can also cancel your agreement within 3 business days of signing at no cost. See how pricing works →

Our service is free. You only pay for credit monitoring.

There are no fees for ScoreBoost’s work — no signup fee, no per-item fee, no per-round fee. The one thing you pay for is a required credit-monitoring subscription through MyFreeScoreNow ($1 7-day trial, then $29.95/mo), which is how we securely pull your three-bureau reports each round. It’s your own subscription — billed by MyFreeScoreNow, and yours to cancel with them.

Your only costNO SCOREBOOST FEES
MyFreeScoreNow monitoring
$29.95/month
$1 for a 7-day trial to start · billed by MyFreeScoreNow
✓ A monthly credit-monitoring subscription, billed by MyFreeScoreNow — not by ScoreBoost
✓ Gives us secure access to your three-bureau reports each round
✓ ScoreBoost never charges you for auditing, disputing, mailing, or results
✓ You own the subscription and can cancel it with MyFreeScoreNow anytime
Start with a free audit

Results vary. We dispute inaccurate, unverifiable, and obsolete items; accurate, verifiable information cannot be removed, and no outcome is guaranteed. You can always dispute items on your report yourself, for free.

What clients say

Real words from people we’ve worked with. Results vary from person to person.

★★★★★
“ScoreBoost empowered me with essential knowledge to correct my credit report errors. Their team handled everything and kept me in the loop the whole way.”
John D. · ScoreBoost client
★★★★★

“ScoreBoost empowered me with essential knowledge to correct my credit report errors. Invaluable for anyone who wants their report to tell the truth.”

John D. · ScoreBoost client

Get a free report review

Find out what’s holding your score back — no obligation, nothing charged.

Questions, answered plainly

No fine-print surprises.

See the full process →
What does it cost?

ScoreBoost’s service is free. The only thing you pay for is the required MyFreeScoreNow credit-monitoring subscription ($1 7-day trial, then $29.95/mo), which we use to pull your reports each round — it’s billed by MyFreeScoreNow, not by us.

Can you remove accurate items?

No — and no one legally can. We dispute items that are inaccurate, unverifiable, or obsolete. If a furnisher can’t prove an item, it must come off.

What do I have to do?

Three things at signup — portal account, credit monitoring, and your ID documents. See Getting started. After that, we handle everything.

How long does it take?

Bureaus generally have 30 days to respond to each dispute, so a round runs about a month. Results vary by report — no one can promise a timeline or outcome.

Can I cancel?

Yes. Federal law gives you 3 business days to cancel your signed agreement for any reason, with no penalty or obligation — the steps are in your Consumer Credit File Rights and Service Agreement. After that, you can still stop anytime; since ScoreBoost’s service is free, there’s nothing to cancel out of — and you can end your MyFreeScoreNow subscription directly with them.

Could I do this myself?

Yes. You have the right to dispute anything on your credit report yourself, for free. We’re for people who’d rather have specialists handle the auditing, letters, mailing, and tracking.

A plain-language note: ScoreBoost cannot guarantee any particular result, score change, or timeline, and no one can remove accurate, current, verifiable information from a credit report. You always have the right to dispute anything on your report yourself, for free. Results vary from person to person.

Start with a free audit